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Dental Insurance
Dental Insurance Plans
Individual Dental Insurance
Family Dental Insurance
Dental Insurance Rates
Dental Coverage
Dental Emergencies
Oral Health Care
Orthodontics
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Dental Insurance Rates
If you want to succeed in the insurance industry you have to be able to compete with a slue of companies all vying to be the best and most lucrative in the business. The nature of this competition means offering consumers something that they can't get from the rest of the dental insurance companies, be it lower prices, larger networks, wider range of coverage, etc. With so many options on the table, insurance companies must play devil's advocate and ask themselves, "why should a consumer choose us?" As it is, with something like dental insurance, cost seems to be the underlying factor, leaving plan benefits as secondary.
In order to give you a snapshot view of the cost of dental insurance plans from one provider to the next, we have compiled the following:
- Aetna Dental Access Plan: Individual plan - $99.95 / yr. Family plan - $149.95 / yr.
- Not actually considered a form of insurance
- No deductible, no claims forms
- GE Wellness Plan: Individual plan - $139.95 / yr. Family plan - $189.95 / yr.
- Orthodontics included
- No deductible or coinsurance
- American Dental Plan: Individual plan - $119.95 / yr. Family plan - $159.95 / yr.
- Orthodontics included
- 20% off specialist services
- Uni - Care 100 Dental Plan: Individual plan - $79.95 / yr. Family plan - $129.95 / yr.
- No age limit for dependents
- Orthodontics included
- Patriot Plan: Individual plan - $99.95 / yr. Family plan $149.95 / yr.
- No deductible or coinsurance
- Orthodontics included (Age limit: 16)
- Atlantic Dental: Individual plan - $119.95 / yr. Family plan $159.95 / yr.
- No age limits for dependents
- 1 free teeth cleaning / plan member / yr.
- Avia Dental: Individual plan - $ 119.95 / yr. Family plan $159.95 / yr.
- 20 - 25 % off services performed by a specialist
- Orthodontics included
(All prices / benefits are subject to change. Contact specific provider for verification of rates / benefits / plans)
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